I draw the picture manually on paper with a simple 6H pencil and typing paper. I ink it with either a felt pen or a smooth, fine-tipped gel pen, and color it with Photoshop CS (sometimes traditional watercolors also but I'm not very experienced with those).
Thanks for letting me know, a very good combination of visual and artistic elements. And very nicely done too. My friend is going to draw the charactors I've made for my story I only hope she'll be good as you are. Thank you once again for the reply and keep up the good work. You definetly have talent.